If you’re anything like me, you have probably enjoyed the convenience of delivery services over the past year.
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This increase in demand means that many people can make delivery driving a profitable full or part-time job. If you or someone you know falls into this category, kudos on being opportunistic!  However, most personal auto policies will not cover incidents that happen when a personal auto is used for business activities like deliveries of pizza, groceries, meals, etc?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Berkshire Insurance Services, we get a lot of questions about borrowing or loaning a car and if Auto Insurance covers it.
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You might be thinking about borrowing your neighbor’s truck for a home-improvement project. Or maybe a friend has asked to borrow your car while hers is in the shop. You should understand the implications if one of those borrowed vehicles is involved in an automobile accident.

New car shopping can be a lot of fun, especially if you’re a car enthusiast. But others can find the experience stressful and tiring. Either way, there’s a lot to think about. According to a survey of car shoppers, overall purchase price is the most important factor when shopping for a new car (46 percent), followed by make and model (31 percent).
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Safety and performance come in a distant third, tied at seven percent. But whether you’re turned on or turned off by the dizzying types of car choices, trim options, “expert” reviews, incentives and other deals, it definitely pays to approach new car buying strategically.

When it comes to auto insurance, you have a choice to purchase Combined Single Limits (CSL) or a Split Limit liability policy.  Which one offers better coverage?

Combined Single Limit Liability Coverage (CSL)