What would you do if you found yourself suddenly sued for negligence? Would your home, retirement savings, or wages be at risk? Losing important assets is a reality faced by thousands of Americans embroiled in legal battles each year. In many cases, the incident that sparked the situation began with a completely unavoidable incident.

If you’re anything like me, you have probably enjoyed the convenience of delivery services over the past year.
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This increase in demand means that many people can make delivery driving a profitable full or part-time job. If you or someone you know falls into this category, kudos on being opportunistic!  However, most personal auto policies will not cover incidents that happen when a personal auto is used for business activities like deliveries of pizza, groceries, meals, etc?

Quick, easy, inexpensive – whoever thought those adjectives could apply to home improvement projects here in southeastern Pennsylvania? But they can!

To spruce up your home on a budget, check out these five ideas for projects that yield maximum results with minimal effort and cost:

Have you considered wedding insurance?

Sadly, the COVID-19 pandemic and resulting stay-at-home orders derailed many special events, including weddings, this spring. With a little creativity, some couples moved forward with their wedding plans – although significantly altered.
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Fortunately, a worldwide pandemic interrupting your wedding plans is an incredibly unique situation, but things – both large and small – can impact any wedding, any time. Getting married is a big step that often comes with a (relatively) big price tag. Did you know that the average cost of a wedding in Pennsylvania is $29,827? That’s even higher than the U.S. average cost of $24,723.

There’s a ticking bomb in your southeastern PA house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage.

We here at Berkshire Insurance Services are talking about faulty appliance hoses, of course.

More families are taking to the road in their RVs than ever before. Fox Business reports, “Recreational vehicle dealers throughout the country have had as much as a 170 percent increase in sales for the month of May compared to this time last year as Americans crave outdoor travel as coronavirus-induced lockdowns ease in states, according to the RV Industry Association.”
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But vacationing on the road can have its troubles, like dead batteries, flat tires, and missed destinations because of wrong directions. Wouldn’t it be great if there were tools and gadgets to help avoid these situations?

According to the National Fire Protection Association (NFPA), every year between 2013-2017, U.S. fire departments responded to an average of 160 home fires that started with Christmas trees at the cost of $10 million in direct property damage.
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Homeowners’ Insurance helps protect your home from the damage these fires can cause; however, it can’t prevent the deaths (average of 3 per year) and injuries (average of 15 per year) caused by these fires.

Client:  “I just looked at my April deduction and it didn’t go down?  I thought I was supposed to get a stay-at-home credit of __% off my auto premium.”
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Answer: Thank you for your great question.  This can be confusing.   So here is the answer…..
You may read something from your insurance company that looks like this: “Customers on a direct bill or recurring payment plans will receive the automatic credit on future bills. Those who paid in full will receive a direct payment.”

It’s that time of year when many families are jumping into their RVs and enjoying the open road. Whether you’re heading to a local campground or planning your getaway a lot farther from home, you’ll want to make the trip safely.

​At Berkshire Insurance Services, we want you to travel safely too. Here are some great tips to help you get out there and back without the worry because nothing can ruin an RV trip faster than trouble on the road